Friday, April 20, 2007

Compare, compare, compare!

As I posted about yesterday, I was at a Wellness Day at work for part of the day. They had a lot of different things there, but one of the things they had was an EAP (Employee Assistance Program) there. They had pamphlets about a variety of different things ranging from depression to money management. They are the awesome people who gave me the stress dot that I obsessively watched all day long!

One of their flyers was on credit and debt and I was so happy to see that. I think, as a nation, we don't know nearly enough about managing our credit, especially the younger generation. It's hard...because, who teaches us? Do we have a class in high school about credit and why it will be important in our future? Nope. Do we have to take a credit course before owning your first credit card? Nope. It seems to set people up to make credit mistakes because they were never taught the ropes of how it all works. is a website that compares all the different credit cards which are out there. I think that's important because I can remember getting offer after offer when I was a freshman in college and just not knowing which to take (if any) and what else might be out there. I actually still get at least 2 credit card offers in the mail now...and basically I ignore them. But, if I am looking for a card, I would want to compare all the cards out there and pick the best one for me, not just pick one that came in the mail.

You can compare different kinds of cards...student credit cards, low interest credit cards, etc. So, if you are interested in a credit card...check them out. But remember to use them responsibly. Credit cards aren't evil, it's the people who abuse them who are!!!

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